We don't just talk; we STOP the creditors!

Business Highlights

The Law office of Joe Wittman solves your debt problems. We file Chapter 7 and Chapter 13 bankruptcies for people with debt problems. We have filed thousands of cases over the past 30 years to help people with financial worries. Bankruptcy is the only thing which can stop the foreclosure, stop the garnishment and stop the phone calls from creditors. While many people may see bankruptcy as a last gap measure, it should be thought of as the FIRST thing you can do to solve your problems. An old saying goes something like this: If you are in a hole and keep digging, the best thing you can do is to STOP DIGGING. Bankruptcy allows you to STOP digging. Chapter 7 bankruptcy is usually referred to as a "liquidation" bankruptcy. This does not mean that your assets are liquidated. RAther, it means your debts are liquidated or forgiven. Usually you can keep your car, house, tax refunds, household goods, computers and the like even if you file. It takes about 6 months to complete once you start, but you are protected from your creditors the day we file your case. Chapter 13, sometimes called a "wage earner plan" is a repayment plan which lasts 3 to 5 years. It DOES NOT mean that you pay back ALL of your creditors. It gives you a lot of flexibility in dealing with your mortgage and car payments and even income taxes and child support arrearages. It is based upon how much money your earn per month and the payments vary based upon your individual situation. Chapter 13 gives you more ability to solve financial problems than Chapter 7. Once you contact us, we can get your case filed in as little as 48 hours if you have all of your documents in order. We will need pay stubs, tax retuns, creditor statements and other information to complete your case. Bankruptcy will not discharge (or get rid of) some tax debts, student loans, child support or any debt incurred by fraud. Each person's situation is unique and no two bankruptcies are alike. FIRST APPOINTMENT is FREE and takes 45 minutes. Fees and costs are discussed at this appointment. Please contact us at 785-234-3663 to get started. I am a debt relief agency as authorized by Congress. I help people file bankruptcy. $100.00 discount toward debt relief

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    • Attorneys & lawyers
    • Bankruptcy attorneys & lawyers
    • Bankruptcy assistance & services
    Joe Wittman, Attorney At Law
    (785) 234-3663
    112 SW 6th Ave
    Topeka, KS 66603
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